Empire Life

Empire Life has a range of  insurance and investment products.  Click the link below to get a quote and apply for Life Insurance. 

C. Michele Wilson, Life Insurance Agent - Ross M. Durant Insurance Agency Limited

 

Introducing Manulife Vitality

Manulife Vitality life insurance can help you Live Healthy, Earn Rewards, and Save Money. For the first time, your life insurance has the potential to save you money and reward you for living a longer and healthier life. And best of all, it's fun and easy - so go out and get living!

Vitality is a trademark of Destiny Health Inc., and is used by The Manufacturers Life Insurance Company and its affiliates under licence. Points levels for each Vitality Status and activity are subject to change.

What's your Vitality age?

Your Vitality age is a simple calculation which helps you understand more about your health. Your Vitality age may be lower or higher than your actual age and it serves as an indication of your overall health. To learn more and to calculate your age click here.

Vitality is a trademark of Destiny Health Inc., and is used by The Manufacturers Life Insurance Company and its affiliates under licence. Points levels for each Vitality Status and activity are subject to change.

 

InsureRight

Are you protecting what’s most important?
Be sure. With InsureRight.

If something happened to you, you want to be certain you have the right coverage to protect your family, your lifestyle and everything you’ve worked hard to achieve. But there’s a lot to consider when buying insurance. What type of coverage is right for you? How much is enough?

With InsureRight, it’s simple to answer these questions. InsureRight will help outline what you need to consider so you can feel confident about the coverage you choose for your insurance needs. The InsureRight checklist is a great place to start. Begin with the step that’s right for you. And when you’re ready, visit InsureRight.ca for more tools that will help you take a closer look at your insurance needs.

For more information about InsureRight, please contact us.

 

Whole Life

Whole life insurance helps your family prepare for the unexpected. It builds tax-deferred cash value you can use for a family's loss of income, mortgage costs, or educational needs — or to leave a legacy for the next generation. It offers guaranteed, reliable coverage to last your entire lifetime.  Ideal for personal and business needs, it provides permanent protection you can count on and guaranteed cash values that grow over time.

Quick Issue Term - Life insurance for people on the go

Let’s face it – life moves fast. So should your insurance. Manulife Quick Issue Term™ is designed to keep up with your busy life and can help get you covered – fast. 

If you’re between 18 and 50, getting the coverage you need, up to $500,000, is simple with Manulife Quick Issue Term because it’s:

  • Easy – complete the electronic application with us in minutes - in person or over the phone
  • Quick – expect a response in as little as one business day, in most cases
  • Convenient – enjoy less intrusive underwriting – no needles or fluids and fewer medical questions

And, with the option to change to permanent insurance, you’ll secure your option to have permanent protection for life. 

For more information on Quick Issue Term Insurance, please contact us.

Family Term is a registered trademark of and is offered through Manulife Financial (The Manufacturers Life Insurance Company).

Term Insurance

Whether you are looking to protect your family or your business, term life insurance offers affordable and flexible protection you can customize to meet your temporary and growing needs.

You can choose term life coverage that protects you for 10 or 20 years or until you reach age 65 or age 100.

For more information on term insurance, please contact us.

Critical Illness Insurance

Critical illness insurance helps cover the unexpected costs and potential loss of income associated with a serious illness. From the additional costs associated with medicine and treatment, to travel, home care and specific accommodations if needed, treating and recovering from an illness can have a devastating financial impact. Plus, if you’re unable to work during your recovery, the impact is even greater.

With critical illness insurance, if you become sick with one of the covered conditions covered by your policy and survive the waiting period, you receive a cash benefit. You can then use the funds as you wish.

Synergy

Synergy offers one-of-a-kind insurance coverage, combining three policies in one affordable and easy-to-manage package. Synergy’s unique design provides protection against life’s everyday risks: disability, critical illness and early death.

Suitable for your personal and business needs, Synergy allows you to protect your family against the financial impact of the unpredictable, everyday risks we all face.

Synergy provides solid insurance protection across three high risk areas at one affordable price. The convenience and simplicity of Synergy allow you to manage one policy with one amount to pay while you cover the need for three essential types of insurance.

The flexibility of Synergy gives you and your loved ones the ability to:

  • Help protect your income if you are unable to work
  • Provide mortgage and debt protection
  • Supplement gaps in group disability, critical illness and life insurance coverage
  • Protect your family against the financial impact of loss of income due to injury, illness and premature death.

For more information on Synergy, click here or please feel free to contact us.

*Synergy is sold by, and is a registered trademark of The Manufacturers Life Insurance Company.

Disability insurance

Disability insurance helps protect your income and business if you become disabled and can’t work. With different products available for full-time, part-time or home-based workers, disability insurance is the perfect solution for professionals, business owners, business executives and other employed Canadians.  An individual disability insurance plan can help you meet your income requirements so you can concentrate on recovering and returning to an active life.

Whether you need to secure your main source of income or supplement the coverage you receive from your employer or an association, disability insurance can help by providing a comprehensive and portable plan you can rely on throughout your working years.

For more information on disability insurance, please contact us.