In the Spring 2019 edition:

Jobs of the future - What jobs might the next-generation workforce have?

Estate Planning 101 - The freedom to protect your legacy and loved ones the way you want.

         Canadian Financial Literacy Database

 

This database is your one-stop source for information on budgeting, saving, investing, fraud prevention and more.
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Organizations with resources in the database are supporters of the National Strategy for Financial Literacy - Count me in, Canada.

 

Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA)

Two tax-efficient programs that encourage saving for the future.

From a wealth-accumulation perspective, both an RRSP and a TFSA uphold the general idea that the more money you can set aside, the more you’ll have to invest and potentially grow your savings.

Read more

Income splitting and attribution rules

Income splitting is the loaning or transferring of money to a lower-income person (for example, a spouse, common-law partner or child) so that the income or gains from investing the money are taxes at a lower tax rate, which decreases the overall tax burden of the family unit.  Read more.

Will Planning Checklist

There are many decisions you will have to make when you draft a Will. If not thoroughly considered, some of these decisions can have unintended consequences.

Here is a checklist of some of the issues that should be discussed before you make your Will:

The Periodic Table of Asset Returns

Have you ever thought that you may be able to predict which asset class will have the highest return in a given year? Click here to take a look at the annual returns of seven common asset classes - compared to the returns of a diversified portfolio - over the last 10 calendar years.

The Funded Ratio:  What it is and what's yours?

When it comes to your retirement, determining the size of your nest egg is key. On the face of it, it seems simple enough: your forecast savings plus any expected income from sources such as a pension, the Canada or Quebec Pension Plan and Old Age Security. But it gets harder when you need to determine if those accumulated funds will be enough to last you as long as you may live.  Click here to learn more.

Explaining a mutual fund's Management Expense Ratio

As an investor, it’s important to be aware of the costs associated with a mutual fund so you are clear about what you are paying for and the value
you receive. It starts with understanding the management expense ratio (MER). Click here to get started.